Arizona Bankruptcy Attorneys Specializing in Chapter 11 Reorganizations

The Cross Law Firm, PLC specializes in bankruptcy law.

Whether you are preparing for, or currently involved with, a complicated or commercial Chapter 7 or Chapter 11 case, the Cross Law Firm is here to help you obtain a favorable result.

We are here to help. Call Us: (602) 412-4422


JUST ANNOUNCED: We are pleased to announce that James Cross has been officially appointed as a Subchapter V Trustee!! Jim was the first Subchapter V Trustee to be appointed in the state of Arizona, and among the first in the nation, among only 250 in the entire country. Congratulations, Jim! The Small Business Reorganization Act of 2019 ("SBRA") went into effect on February 19, 2020, which makes reorganization under Chapter 11; Subchapter V of the Bankruptcy Code quicker and easier for small businesses. It is hoped that the SBRA will help more small businesses survive economic downturns and other challenges, which will help small businesses and those who deal with them. If you would like to know more about the SBRA, please contact us.

James Cross



James "Jim" Cross moved to the Phoenix area in 1980 after honorably serving his country as a Staff Sergeant in the United States Air Force and Ohio Air National Guard. Jim earned a Bachelor of Arts degree in International Business from The Ohio State University in 1980, graduating cum laude; and his Juris Doctorate from the Sandra Day O’ Connor College of Law at Arizona State University in May, 1983. Later that year he was admitted to the practice of law in the state of Arizona. Jim was admitted to the state bar of Texas in 1989. Jim is also admitted to practice before the U.S. District Court for the District of Arizona, Ninth Circuit Court of Appeals and the U.S. Supreme Court. Since 1989, Jim has been certified as a Specialist in Bankruptcy Law by the Arizona Board of Legal Specialization.

Jim has practiced bankruptcy law at several successful law firms in Phoenix. He has represented debtors, creditors, committees (equity and unsecured), trustees, asset purchasers, and virtually every other party appearing in bankruptcy proceedings. Jim has also served as a court appointed examiner, trustee and mediator. Jim holds an AV rating from Martindale Hubbell in the areas of bankruptcy and insolvency practice, has been repeatedly recognized among the Best Law Firms in America by U.S. News and World Report, and has been nominated by his peers in SuperLawyers Magazine for the past several years. For the past thirty years, he has appeared in nearly all of the valley's high profile bankruptcies including America West Airlines, Circle K Corporation, the Phoenix Coyotes Hockey Club, Mortgages, Ltd., Danny’s Family Car Wash, Inc. and Bashas’, Inc.

In January 2012, Jim left his position as Chair of the Bankruptcy Department at the Phoenix law firm,Osborn Maledon, PA, and later established Cross Law Firm, PLC. Simultaneously, he founded a business restructuring firm which focuses on troubled loans, receiverships, and related non-legal matters. For more information on Cross Business Consulting Services, LLC please CLICK HERE.

Kara L. Stewart

Paralegal/Office ManagerFollow
Kara Stewart is an Arizona native who holds a Masters Degree in Business Administration, a Bachelor of Arts Degree in Business Management, and is an Arizona Certified Legal Document Preparer. Kara has been working in the legal industry here in Arizona as either a secretary, paralegal, or both for more than 20 years. The crux of Kara's legal experience has been in bankruptcy and creditors rights, and she has been a Certified Bankruptcy Assistant with the Association of Bankruptcy Judicial Assistants for more than ten years. Kara previously worked with Jim Cross at the law firm Osborn Maledon, PA, and rejoined him at Cross Law Firm in 2016. Kara also works alongside Jim at Cross Business Consulting Services, LLC.

Why should I choose Cross Law Firm for my representation?

The firm is run by James "Jim" E. Cross, who has over three decades of experience practicing law here in the valley, with the help of Jim's paralegal, Kara Stewart, who has over 20 years of bankruptcy experience in the valley.


State of Arizona Supreme Court

United States District Court, District of Arizona

Supreme Court of the State of Texas

United States Court of Appeals for 9th Circuit

United States Supreme Court


State Bar of Arizona

State Bar of Texas

American Bar Association

Maricopa County Bar Association

Federal Bar Association

National Association of Bankruptcy Trustees

American Bankruptcy Institute

State Bar of Arizona Board of Legal Specialization


The Best Lawyers in America®

  -Bankruptcy and Creditor-Debtor Rights Law.

“Best Law Firms,” U.S. News and World Report®

  -Metro Phoenix-Bankruptcy Litigation-Tier 1.

  -Metro Phoenix-Creditor/Debtor Rights- Insolvency & Reorganization Law-Tier 2.

SuperLawyers® Magazine

Martindale Hubbell AV Rating since 1995


With over 30 years of experience practicing bankruptcy law in the valley, you can be confident your case is being handled by an expert in the area of corporate restructuring and liquidation.


At Cross Law Firm we understand that bankruptcy can be a challenging time. We make sure our clients have a clear understanding of the costs involved with the bankruptcy process.


We pride ourselves on our ability to obtain optimal results for each and every client.


Since we are a small firm, we are able to provide each client the very best representation. We eliminate excessive costs and pass those savings on to the client. For other ways to reduce costs click here

Our Network

Having lived in the valley for over 35 years, we’ve been able to forge professional relationships with the valley’s best accountants, legal experts, and financial professionals.


AV Preeminent 2018

Contact Us

Contact Us

We are located on the 11th floor of the BMO Tower

Viad Tower

Please contact us through the contact form or the information below.

1850 North Central Avenue Suite 1150 Phoenix, AZ 85004

(602) 412-4422

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